Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Related Content Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. 9 Facts About Retirement Regardless of how you approach retirement, there are some things about it that might surprise you. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.